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Reduced $25,000 (3%) from $959,900
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4905 21 Avenue NW
Welcome to Montgomery, one of Calgary’s most desirable communities! This exceptional semi-detached home offers the perfect blend of luxury and functionality. Boasting over 2,700 sq. ft. of professionally developed living space, this stunning property features 4 bedrooms, 3.5 bathrooms, a double detached garage, and a fully developed legal walk-out basement suite. Step inside to discover a bright and airy open-concept main floor highlighted by rich hardwood flooring, expansive south-facing windows, and elegant modern finishes throughout. The chef-inspired kitchen is designed to impress with sleek contemporary cabinetry, upgraded stainless steel appliances, quartz countertops, and an oversized island perfect for entertaining and everyday living. Upstairs, you’ll find three spacious bedrooms, including a luxurious primary retreat complete with a spa-like 5-piece ensuite and a large walk-in closet with built-in organizers. Convenient upper-floor laundry adds to the home’s thoughtful design. The fully finished walk-out basement offers incredible versatility with its separate entrance and legal suite configuration, featuring a comfortable living area, full kitchen, one bedroom, a 4-piece bathroom, and its own private laundry. Whether used for accommodating extended family, guests, or rental income, this space is a valuable addition to the home. Enjoy summer days in the beautifully landscaped private backyard, complete with both a deck and patio ideal for relaxing or entertaining. Located in an exceptional location, this property offers easy access to schools, parks, playgrounds, restaurants, shopping, scenic walking and biking pathways, and the Trans-Canada Highway for an easy commute to downtown or out to the mountains, providing the perfect balance between work and play. Don't miss out on the chance to make this beautiful property your own and book your private viewing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 15.75 Ft x 13.00 Ft | |
| Kitchen | 6.00 Ft x 9.00 Ft | |
| Bedroom | 11.67 Ft x 12.50 Ft | |
| 4pc Bathroom | 8.67 Ft x 5.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 13.00 Ft x 20.00 Ft | |
| Kitchen | 15.00 Ft x 13.67 Ft | |
| Dining room | 13.25 Ft x 13.67 Ft | |
| 2pc Bathroom | 5.67 Ft x 5.00 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 12.75 Ft x 14.25 Ft | |
| Bedroom | 9.83 Ft x 14.00 Ft | |
| Bedroom | 9.75 Ft x 12.17 Ft | |
| 5pc Bathroom | 8.00 Ft x 14.00 Ft | |
| 4pc Bathroom | 8.25 Ft x 5.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.94%
Cap rate
4.68%
GRM
13.9
Break-even rent
$5,754
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
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