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4616 45 Street
Looking for room to grow? Located in the Lloydminster East neighbourhood, this spacious 2,020 sq. ft. bungalow offers plenty of possibilities with five bedrooms, three bathrooms, an attached garage, main-floor laundry, a wood-burning fireplace, and a large primary suite with its own ensuite. This property is ideal for a growing family, multi-generational living, or buyers seeking extra space for hobbies, home offices, or guests.The fully developed basement provides additional living space with a large family room, office, bedrooms, bathroom with laundry, and cabinetry with sink and appliance connections, offering flexibility for extended family and a variety of uses. Recent updates include shingles in 2026, an updated furnace, and a 2019 hot water tank.Situated on a large, fenced lot with alley access, a deck, a shed, and an attached garage, this home is conveniently located near schools, parks, shopping, and other amenities. Offering ample square footage, storage, and the opportunity to add your own finishing touches, this property presents excellent value for families, first-time buyers, investors, and those looking for a home with room to grow and build equity. 3D Virtual tour available! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Storage | .00 Ft x .00 Ft | |
| Family room | 25.00 Ft x 12.00 Ft | |
| Kitchen | 12.00 Ft x 11.00 Ft | |
| Furnace | .00 Ft x .00 Ft | |
| Office | 9.00 Ft x 10.00 Ft | |
| Bedroom | 12.00 Ft x 14.00 Ft | |
| Bedroom | 12.00 Ft x 10.00 Ft | |
| 3pc Bathroom | .00 Ft x .00 Ft | |
| Laundry room | .00 Ft x .00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 20.00 Ft x 13.00 Ft | |
| Kitchen | 18.00 Ft x 12.00 Ft | |
| Den | 13.00 Ft x 10.00 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Primary Bedroom | 13.00 Ft x 23.00 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Bedroom | 11.00 Ft x 15.00 Ft | |
| Bedroom | 12.00 Ft x 11.00 Ft | |
| Family room | 17.00 Ft x 17.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
19.36%
Cap rate
8.74%
GRM
8.6
Break-even rent
$2,146
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 19, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.