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428 St John STREET
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Regina · Single Family · under $275,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Located in Churchill Downs is this 1980 built bungalow home. Vaulted ceiling over the living, dining and kitchen area. A skylight and open pillars allow for natural light to flow through the living area. Two bedrooms(primary bedroom has shelving organizer in closet) and a full bath complete the main floor. Basement is developed with a large rec. room, 3/4 bath, den/bedroom(window is not egress), laundry/utility area, walk-in storage closet and large storage area under the stairs. Back flow valve installed in 2018. Easy manageable yard with grass in front and the back done with patio blocks for easy maintenance. There is a garage with a parking pad to the one side. As per the Seller’s direction, all offers will be presented on 07/06/2026 4:00PM. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | — | |
| Den | — | |
| 3pc Bathroom | — | |
| Laundry room | — | |
| Storage | 5.7 feet | |
| Storage | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | — | |
| Dining room | 13.2 feet | |
| Kitchen | — | |
| Bedroom | — | |
| Bedroom | — | |
| 4pc Bathroom | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 2, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.