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220 Qu'Appelle DRIVE W
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Lumsden · Single Family · under $500,000 · 7+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Looking to expand your real estate portfolio or break into investment property ownership? This exceptional duplex presents a rare opportunity to generate rental income while building long-term equity. Whether you choose to rent out both units or live in one side while the other helps offset your mortgage, the flexibility & potential here are hard to beat. Each unit is separately metered with independent utilities, making management simple. Inside, both sides offer spacious layouts filled with natural light, creating bright & inviting living spaces. The main floors feature generous living rooms, functional kitchens with abundant cabinetry & counter space, convenient eat-up islands, & dining areas perfect for families or entertaining. Upstairs, each unit offers 4 sizable bedrooms along with a full 4-pc bathroom, providing excellent appeal for growing families or long-term tenants. One basement is fully developed with a rec room & 3-pc bathroom, while the second basement is partially finished & offers additional value-add potential for future development. Outside, the impressive park-like backyard backs onto the valley, creating a peaceful setting rarely found in income properties. There’s plenty of room for outdoor entertaining, kids to play, & future enhancements. Each side includes two front parking stalls, plus additional space to build a garage if desired — another excellent opportunity to increase property value and rental income potential. Additional highlights include high-efficiency furnace & central A/C units on both sides for year-round comfort & efficiency. Ideally located close to schools, parks, & all amenities in the vibrant community of Lumsden, this property also offers an easy 17-min commute to Regina, combining small-town charm with city convenience. Investment opportunities like this are hard to find — don’t miss your chance to own a versatile, income-generating property in one of Saskatchewan’s most desirable bedroom communities. As per the Seller’s direction, all offers will be presented on 06/01/2026 5:00PM. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | 15.9 × 8.9 feet | |
| 3pc Bathroom | x x x |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9.2 × 11.4 feet | |
| Dining nook | 9 × 7.5 feet | |
| Living room | 16.7 × 12 feet | |
| Bedroom | 12.6 × 10.1 feet | |
| Bedroom | 8.5 × 10.5 feet | |
| Bedroom | 9.4 × 8.4 feet | |
| Bedroom | 9.6 × 12.4 feet | |
| 4pc Bathroom | x x x | |
| Kitchen | 9.2 × 11.4 feet | |
| Dining nook | 9 × 7.5 feet | |
| Living room | 16.7 × 12 feet |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 12.6 × 10.1 feet | |
| Bedroom | 8.5 × 10.5 feet | |
| Bedroom | 9.4 × 8.4 feet | |
| Bedroom | 9.6 × 12.4 feet | |
| 4pc Bathroom | x x x |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
6.16%
Cap rate
6.10%
GRM
11.4
Break-even rent
$2,813
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 29, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.