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High River · Single Family · under $1,000,000 · 3+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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204 Monterey Bay SE
This is a brand-new triple garage bungalow with a fully finished walkout basement. It is 1415 sq ft and in a great area close to a beautiful waterway and park. It has premium finishes throughout, and the main floor has a modern open plan with a wide entry hall, 9’ ceilings, high quality flooring, and a 24’ deck. The kitchen includes cabinets to the ceiling, quartz counters, under-mount sink, select tiles, built-in appliances and a butler’s pantry. Also on the main floor is the spacious and open living / dining room, the primary bedroom, a laundry room, and a second bedroom or office. Deluxe appointments in the master suite include built-in cabinetry in the walk-in closet, a double vanity, a freestanding soaker tub and a 5' shower. The lower level has two more spacious bedrooms, a full bathroom, a very big family room with a built-in wet bar a fireplace and a shady covered patio. All rooms in this home have lots of natural light, and there are many extras including a 10’ island in the kitchen, two fireplaces, and a Hardie board exterior. Click on the multimedia tab to see floor plans and a virtual tour. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Furnace | 13.58 Ft x 7.42 Ft | |
| Bedroom | 12.92 Ft x 9.83 Ft | |
| Bedroom | 12.92 Ft x 10.42 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.83 Ft | |
| Recreational, Games room | 26.58 Ft x 27.67 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9.50 Ft x 11.92 Ft | |
| 5pc Bathroom | 9.92 Ft x 11.42 Ft | |
| Primary Bedroom | 15.00 Ft x 12.83 Ft | |
| Other | 6.92 Ft x 7.33 Ft | |
| 4pc Bathroom | 7.92 Ft x 5.25 Ft | |
| Kitchen | 10.00 Ft x 9.67 Ft | |
| Living room | 23.58 Ft x 13.33 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
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Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.86%
Cap rate
4.69%
GRM
13.9
Break-even rent
$5,663
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 26, 2026.
Buyer-fit signals
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Location of this listing. Distances are straight-line.
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