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182 Oxford Road W
Looking for a smart investment opportunity or a home with built-in mortgage assistance? This well designed bi-level offers the perfect combination of comfort, privacy, and income potential. Featuring two separate suites with private entrances located on opposite sides of the home, this property provides an ideal setup for tenants, extended family, or owner occupancy with rental income. Parking is never a concern with a detached double garage, a large concrete driveway, and additional street parking available. The bright and spacious main floor offers an inviting layout with generous living spaces throughout. The large living room flows into a well appointed kitchen featuring ample cabinetry, abundant counter space, and a convenient sit up breakfast bar. The adjoining dining area opens onto a raised deck overlooking the backyard, creating the perfect space for relaxing or entertaining. Completing the upper level are two comfortable bedrooms, a full 4 piece bathroom, a private 3 piece ensuite, and convenient in-suite laundry. The lower level suite is equally impressive, offering a spacious open concept design that combines the living room, dining area, and kitchen into a welcoming and functional space. A cozy gas fireplace adds warmth and character, while two bedrooms, a 4 piece bathroom, two storage rooms, and its own private laundry provide everything needed for comfortable independent living. Whether you're an investor seeking strong rental potential or a homeowner looking to offset your mortgage, this versatile property checks all the boxes. Don't miss your opportunity to explore the possibilities. Contact your REALTOR® today to schedule a viewing. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 5.83 Ft x 8.50 Ft | |
| Bedroom | 10.42 Ft x 11.58 Ft | |
| Bedroom | 10.50 Ft x 10.67 Ft | |
| Dining room | 15.75 Ft x 7.33 Ft | |
| Other | 15.92 Ft x 8.42 Ft | |
| Family room | 15.75 Ft x 13.25 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.58 Ft x 11.83 Ft | |
| 3pc Bathroom | 5.08 Ft x 5.50 Ft | |
| Bedroom | 14.92 Ft x 9.42 Ft | |
| Dining room | 9.00 Ft x 13.75 Ft | |
| Kitchen | 10.33 Ft x 12.08 Ft | |
| Living room | 16.58 Ft x 17.17 Ft | |
| Primary Bedroom | 11.00 Ft x 15.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
11.96%
Cap rate
7.26%
GRM
9.9
Break-even rent
$2,176
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 16, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.