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12 Vincent Gate
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Sylvan Lake · Single Family · under $525,000 · 2+ bed · 3+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Discover comfortable modern living in this bright 3-LEVEL HOME with great LAKE VIEWS in the popular Vistas community of Sylvan Lake.This low-maintenance home offers easy access to Sylvan Lake, schools, shopping, playgrounds, walking trails, and lakeside amenities. It’s an excellent choice as a starter home or solid investment property, with 3 bedrooms plus a den and 4 bathrooms.Enter from your attached garage into a bright foyer. The ground level includes a FLEXIBLE SPACE that works well as a 4th bedroom, family room, or short-term rental, plus a convenient 4-piece bathroom.The main level is filled with natural light and features a practical kitchen with upgraded soft-close cabinets, quartz countertops, a large kitchen island, and stainless steel appliances. A garden door leads to your private SOUTH-FACING YARD. You’ll also find a DEDICATED OFFICE SPACE, a 2 piece powder room for guests, and an open dining and living area with an electric fireplace and a FRONT BALCONY, perfect for relaxing with your morning coffee or in the evening.Upstairs, the primary bedroom includes a feature wall, PRIVATE BALCONY with LAKE VIEWS, walk-in closet, and 4-piece ensuite. There are two additional bedrooms, another 4-piece bathroom, and convenient main-floor laundry.Outside, it’s a LOW-MAINTENANCE YARD with white vinyl fencing, along with a 2-STALL GRAVEL PARKING PAD. The home also offers strong energy efficiency with a high-efficiency furnace, humidifier, HRV system, instant heat recovery, water softener, and upgraded lighting throughout.Enjoy the Sylvan Lake lifestyle year-round. Spend your summers on the lake, exploring walking trails, and joining local community events. In winter, experience the charm of a true four-season town with ice skating, snowshoeing, and peaceful lakeside living just minutes from home. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.75 Ft x 7.58 Ft |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.42 Ft x 14.25 Ft | |
| Bedroom | 11.25 Ft x 9.25 Ft | |
| Bedroom | 9.25 Ft x 11.58 Ft | |
| 4pc Bathroom | 8.25 Ft x 4.75 Ft | |
| 4pc Bathroom | 7.00 Ft x 7.75 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 5.08 Ft x 5.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
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Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.37%
Cap rate
3.59%
GRM
16.3
Break-even rent
$2,923
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 29, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
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