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1130 James Avenue
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OPEN HOUSE SATURDAY JUNE 20 FROM 10 AM TO 12 PM | Step into a home bursting with personality and timeless appeal! This unique 4-level split offers 3 bedrooms plus a kitchenette on the lower level that could easily be suited, or simply provides exceptional flexibility for extended family, guests, or potential rental income. Inside, you'll be captivated by the home's retro charm, featuring distinctive design elements and a cozy wood-burning fireplace that creates the perfect gathering place on cooler evenings. With multiple levels of living space, there's plenty of room for everyone to spread out while maintaining a warm and inviting atmosphere. Outside, the impressive backyard offers endless possibilities for entertaining, gardening, or simply enjoying the outdoors. Take your relaxation to new heights on the rooftop deck, where you can unwind with your morning coffee or host friends while taking in the views. Filled with character and unique features rarely found today, this one-of-a-kind property is the perfect opportunity for buyers who appreciate vintage style, generous living space, and a home with unforgettable charm. Call your favourite REALTOR® to schedule a viewing today! (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 12.92 Ft x 8.08 Ft | |
| Other | 12.75 Ft x 18.00 Ft | |
| Furnace | 12.92 Ft x 9.83 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 10.00 Ft x 9.42 Ft | |
| Living room | 26.33 Ft x 16.92 Ft |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 14.08 Ft x 10.00 Ft | |
| Family room | 13.42 Ft x 21.42 Ft | |
| Kitchen | 13.67 Ft x 11.42 Ft |
Fourth level
| Room | Dimensions | Features |
|---|---|---|
| 1pc Bathroom | 6.50 Ft x 5.17 Ft | |
| 4pc Bathroom | 9.92 Ft x 7.75 Ft | |
| Bedroom | 10.00 Ft x 11.58 Ft | |
| Primary Bedroom | 13.67 Ft x 14.08 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-4.91%
Cap rate
3.88%
GRM
15.5
Break-even rent
$2,783
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 18, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.