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Pincher Creek · Single Family · under $500,000 · 4+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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1124 James Avenue
Welcome to this beautifully maintained bungalow, offering 3+2 bedrooms and an exceptional space that is not only comfortable, but functional for growing families or first time buyers and investors alike. Inside, you'll find a warm and inviting atmosphere with plenty of room for the whole family. The cozy wood-burning stove creates the perfect setting for relaxing on chilly evenings, adding both charm and character to the living space. The basement is fully finished with two additional bedrooms, one that was converted to a work space but could easily be returned to its original intention. A full bathroom, laundry space and two family or flex rooms complete the lower level. You will appreciate the newer, large windows allowing for plenty of natural light throughout the basement. There is potential to suite this level if you don't need the space yourself. Outside, the oversized detached garage provides ample room for vehicles, storage, or a workshop, while the large, private backyard offers an ideal retreat for entertaining, gardening, or simply enjoying the outdoors in your own secluded space. The greenhouse provides an opportunity to grow some fresh vegetables for your family. Combining modern updates with timeless appeal, this spacious bungalow is move-in ready and perfectly suited for growing families or anyone seeking a home with functionality, style, and outstanding curb appeal. RECENT IMPROVEMENTS include a brand new roof, brand new stucco siding, newer windows and a rustic front porch railing, enhancing both the home's efficiency and timeless exterior. Book your showing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 9.00 Ft x 6.33 Ft | |
| Bedroom | 9.17 Ft x 13.33 Ft | |
| Bedroom | 9.00 Ft x 13.42 Ft | |
| Family room | 17.17 Ft x 18.50 Ft | |
| Laundry room | 5.67 Ft x 8.08 Ft | |
| Recreational, Games room | 12.08 Ft x 26.33 Ft | |
| Storage | 10.00 Ft x 6.42 Ft | |
| Furnace | 4.75 Ft x 9.50 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 8.17 Ft | |
| Bedroom | 9.33 Ft x 14.42 Ft | |
| Bedroom | 10.08 Ft x 8.17 Ft | |
| Bedroom | 10.58 Ft x 11.58 Ft | |
| Dining room | 13.00 Ft x 10.58 Ft | |
| Kitchen | 13.08 Ft x 12.75 Ft | |
| Living room | 13.67 Ft x 19.42 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
5.36%
Cap rate
5.94%
GRM
11.6
Break-even rent
$2,868
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 29, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
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