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SW 09-01-03 W2 - North Portal - Congdon
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Beds
5
Baths
2
Sqft
1,850
Year
1986
Type
Agriculture
On market
33d
158.93-acre home quarter (SW 9-1-3 W2) ideally located near North Portal and within commuting distance to Estevan. The well-maintained yard site features an 1,850 sq ft bungalow with 5 bedrooms and 2 bathrooms, complete with a finished basement and double attached garage—providing plenty of comfortable living space for families of all sizes. The home has seen several recent upgrades, including new windows and shingles (2018), along with additional improvements. The yard includes a 40’ x 100’ machinery storage building, 3 x steel grain bins on cement pads. A livestock handling area is also in place (Note: portable gates, panels and corrals are excluded, aside from those currently used as gates; hopper bins are not included). Services to the property include: • Water well (2017) • Dugouts (2) • Underground power • Septic tank with surface discharge. Surrounding the yard is productive, good-quality farmland, offering flexibility for owner operation or rental income potential. According to SAMA field sheets, there are 150 cultivated acres with a “K” SCIC soil class rating. There is also barb wire fence in place on the majority of the perimeter. The land will be farmed by the owner for the 2026 crop season. If you are looking for more land, two adjoining quarters are also available (see MLS # SK034954 for details). The owner would also consider subdividing out the yard site (either to sell the the yard site only, or sell the land only and retain the yard). (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.75%
Cap rate
3.51%
GRM
16.7
Break-even rent
$4,360
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 3, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Enniskillen Rm No. 3. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.