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#A&B 6404 -47 ST
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Cold Lake · Single Family · under $500,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Great investment opportunity! Welcome to this charming full duplex, new living area PVC Laminate and freshly painted, perfectly designed for modern living. The main floor boasts an open-concept living area, seamlessly integrating the kitchen, dining, and living spaces, ideal for everyday living. The primary bedroom is conveniently located on the main floor, offering privacy and ease of access. Descend to the lower level to find two additional spacious bedrooms, perfect for family or guests. This level also features a cozy family room, a well-equipped laundry room, and a full bathroom, providing all the comforts and conveniences you need. Additionally, each unit includes a garage and a large concrete driveway, providing parking for up to two more vehicles per unit. Don’t miss the opportunity to make this versatile and inviting home yours and/or your tenants. If buyer is GST reregistered, no GST is needed and price will be reduced accordingly (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Family room | 3.3 × 3.4 meters | |
| Bedroom 2 | 3.78 × 3.2 meters | |
| Bedroom 3 | 3.37 × 2.79 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 3.95 × 3.56 meters | |
| Dining room | 2.91 × 3.03 meters | |
| Kitchen | 3.33 × 3.17 meters | |
| Primary Bedroom | 3.92 × 3.1 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-5.17%
Cap rate
3.83%
GRM
15.6
Break-even rent
$2,807
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 30, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.