We use cookies for basic analytics + follow-up. Privacy
We remember this notice, run basic analytics, and use account activity like saved homes and listing views to provide real-estate follow-up. Privacy.
A & B 422 St Mary STREET
Buyer alert automation
Get matching homes sent on your schedule. This uses this home's city, style, bedroom count, and price band as the starting filter.
Choose alert settings, then sign in
Esterhazy · Single Family · under $500,000 · 5+ bed · 5+ bath. Alerts only send when there are new or meaningfully updated matching homes.
Alert speed
Send by
Watch for
Swipe through similar matches — tap the heart to save, or open one for the full read.
What an incredible opportunity to own a beautifully designed home with the added advantage of income potential from the adjoining, identical property. 422 St. Marys Street in Esterhazy is a thoughtfully crafted duplex offering approximately 1,200 sq ft per side, with a layout that delivers both comfort and practicality. The upper level of each unit features three generous bedrooms, a spacious linen closet, and an impressive oversized bathroom complete with a pocket lavatory and dual sinks—an ideal setup for busy households. The main floor welcomes you with an open-concept design highlighted by rich laminate flooring, crisp white cabinetry, a cozy natural gas fireplace, and a charming dining area perfect for everyday living. A convenient two-piece powder room completes the main level. Downstairs, each basement is ready for the next owner to add personal finishing touches. The current layout includes a simple three-piece bathroom, a dedicated storage room, and a large den that could function in a variety of ways. Quality construction and thoughtful planning are evident throughout, with features such as composite siding, ICF foundation, 200-amp electrical service, high-efficiency furnaces, separate utilities, private insulated garages, independent decks, and ample parking. Located within walking distance to downtown and essential amenities, this property stands out as a rare offering in Esterhazy. Each side is individually titled, though the seller prefers a package sale. For investors, both sides have reliable tenants and a strong rental history. For buyers seeking a primary residence with income potential, this type of property may be purchased with as little as 5% down—an advantage not typically available when acquiring a stand-alone rental, which often requires 20% or more. A unique opportunity like this is truly hard to find. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 8'8 x 4'11 | |
| Den | 15'8 x 20'3 |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 13'6 | |
| Living room | 15'11 | |
| 3pc Bathroom | 5'5 x 5'7 | |
| Dining room | 8'10 | |
| Foyer | 3'4 | |
| Kitchen | 13'6 x 10' | |
| Living room | 15'11 | |
| 3pc Bathroom | 5'5 x 5'7 | |
| Dining room | 8'10 | |
| Foyer | 3'4 |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 8 × 10 feet | |
| Bedroom | 9'10 x 11'5 | |
| 5pc Bathroom | 7'9 | |
| Bedroom | 11'3 | |
| Bedroom | 8 × 10 feet | |
| Bedroom | 9'10 x 11'5 | |
| 5pc Bathroom | 7'9 | |
| Bedroom | 11'3 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
5.36%
Cap rate
5.94%
GRM
11.6
Break-even rent
$2,868
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 11, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.