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Moose Jaw · Single Family · under $300,000 · 5+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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980 Brown STREET
Whether you’re looking for a home that helps pay the mortgage or a smart addition to your investment portfolio, this versatile property offers exceptional income potential in one of Moose Jaw’s most sought-after neighbourhoods. Located in the desirable Palliser area, this 1,035 sq. ft. bungalow features 6 bedrooms and 3 bathrooms, making it an ideal option for homeowners or investors alike. The main floor offers a bright, open-concept layout with the kitchen flowing seamlessly into the dining area. You’ll appreciate the abundance of cabinetry, built-in dishwasher, large pantry, and functional design that makes everyday living easy. The spacious living room is filled with natural light from the large south-facing window, while three generously sized bedrooms and a full 4pc bathroom complete the main level. The lower level has been thoughtfully arranged for rental income, with three private bedrooms (2 bedroom windows do not meet current egress code), each equipped with its own personal refrigerator. Two - 3pc bathrooms provide added convenience, while the shared laundry area also includes an area for hot plates and a hood fan, creating a practical shared living space for tenants. Outside, you’ll find a spacious, fully fenced backyard perfect for enjoying the outdoors, along with two off-street parking spaces. Whether you’re searching for a home with a built-in mortgage helper or a revenue-generating investment property, this is a unique opportunity to build equity while earning additional income. Don’t miss your chance to own this flexible and income-producing property in a fantastic Palliser location. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 11.11 × 8.7 feet | |
| Bedroom | 10.1 × 7.1 feet | |
| 3pc Bathroom | x x x | |
| Bedroom | 14 × 12.9 feet | |
| 3pc Bathroom | x x x | |
| Storage | 11.8 × 7.3 feet | |
| Laundry room | 12.2 × 10.9 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | x x x | |
| Primary Bedroom | 12.6 × 12.1 feet | |
| Kitchen/Dining room | 15.11 × 9.3 feet | |
| Living room | 13.8 × 17.2 feet | |
| Bedroom | 8.11 × 9.11 feet | |
| Bedroom | 10 × 8.11 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
35.96%
Cap rate
12.06%
GRM
6.6
Break-even rent
$1,661
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 9, 2026.
Location of this listing. Distances are straight-line.
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Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.