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92 Bowman Circle
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Sylvan Lake · Single Family · under $375,000 · 2+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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This fully finished 2-storey half duplex is an excellent investment opportunity with a tenant already in place. Offering 3 bedrooms and 2.5 bathrooms, this well-designed home provides plenty of functional living space inside and out.The main floor features a bright kitchen with ample cabinetry, a spacious living room, a dining area perfect for family meals, and a convenient 2-piece bathroom.Upstairs, you'll find a generous primary bedroom, two additional bedrooms, and a full 4-piece bathroom, providing comfortable accommodations for families.The fully finished basement expands the living space with a large recreation room, an additional 4-piece bathroom, and a combined laundry and utility room.Outside, enjoy a private, fully fenced backyard complete with a storage shed and rear parking. This low-maintenance property offers great value for investors or future homeowners looking for a move-in-ready home.Don't miss this fantastic opportunity to own a well-maintained property in a desirable location, close to many schools. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 13.83 Ft x 8.83 Ft |
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 16.58 Ft x 21.17 Ft | |
| 4pc Bathroom | 5.58 Ft x 9.67 Ft | |
| Laundry room | 10.25 Ft x 9.83 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 13.50 Ft x 12.00 Ft | |
| Dining room | 10.83 Ft x 8.42 Ft | |
| 2pc Bathroom | — |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13.33 Ft x 14.42 Ft | |
| 4pc Bathroom | 7.25 Ft x 4.92 Ft | |
| Bedroom | 8.42 Ft x 8.33 Ft | |
| Bedroom | 8.33 Ft x 8.50 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
3.91%
Cap rate
5.65%
GRM
11.9
Break-even rent
$2,165
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 3, 2026.
Location of this listing. Distances are straight-line.
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