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862 109th STREET
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North Battleford · Single Family · under $150,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Affordable, Move-In Ready Bungalow – Great Investment Opportunity! Welcome to 862 109 Street a house conveniently located in a quiet east-side neighbourhood close to schools, parks, and shopping in North Battleford! Add this bungalow to your investment portfolio, purchase your first rental property, or own your well-maintained home. This house has outstanding value and immediate income potential. Currently occupied with reliable tenants who would love to stay, this is a true turnkey investment opportunity. Built in 1959, this a 644 sq. ft. house features extensive updates including laminate flooring, professionally painted interior walls, renovated bathroom, new lighting and 5 new appliances. The original character is found in features such as the arched entry way from the living room to the kitchen, where you access 3 new energy efficient appliances. See new lighting in the kitchen, living room, 2 bedrooms, and 1 full bathroom that was fully renovated in 2022. The utility room offers a new washer and dryer with easy access on the bright and functional main floor. This house has a basement for storage space. The exterior features a new roof and new paint in 2025. There is a detached single-car garage, long paved driveway to park up to three vehicles, and you will find additional parking on the street. The spacious backyard is fully fenced, has privacy trees at the back, a concrete patio, and fire pit. Updates include a serviced furnace, serviced hot water tank, duct cleaning, electrical check, 5 energy-efficient appliances, new door handles and locks, privacy film on windows, eaves trough cleaning, and tree pruning to give buyers confidence on minimizing future maintenance costs. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 18.3 × 10.7 feet | |
| Kitchen/Dining room | 10.8 × 11.5 feet | |
| Bedroom | 10.8 × 8.6 feet | |
| Bedroom | 8.1 × 7.7 feet | |
| 4pc Bathroom | 4.4 × 5 feet | |
| Other | 4.1 × 7 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
45.66%
Cap rate
14.00%
GRM
5.7
Break-even rent
$867
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 7, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.