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Webb Rm No. 138 · Single Family · under $300,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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86 Ferguson BAY
With serene lake views and an abundance of mature trees, this private oasis can be enjoyed all year-round. Located in Ferguson Bay, the 4-season cabin sits on a double lot with a spacious open concept living area on the main floor, and a full income suite below. The front entrance opens to the main living area with semi vaulted ceilings, reclaimed wide wood plank flooring brought in from B.C, and antique solid fir interior doors. The kitchen is complete with new white shaker style cabinetry and an 8ft island with seating for seven. The living area holds a gas fireplace framed by reclaimed wooden built-ins, floor-to-ceiling windows, and sliding door access to an expansive raised deck overlooking the water. The principal suite is equipped with its own library/seating area, a dressing room with enclosed cabinetry, and its own sliding door access to the deck; all of which sit on reclaimed wood flooring originating from the University of Alberta’s campus gymnasium. The main 4-piece bathroom doubles as the laundry room and can be accessed from the main living area, the master bedroom, as well as from the outside fire pit area; providing easy access for outdoor guests. Downstairs, the basement suite holds its own open concept living and kitchen area, complete with cedar plank ceilings and crown moulding. The suite also holds a sizeable bedroom, a three-piece bathroom, a large storage room with a bonus space around the corner, and a private walk-out entrance. Outside, in addition to the large deck, the shaded yard holds a detached double car garage, a gravelled fire-pit area, apple and plum trees, and ample green space; all of which are made private by towering Blue Spruce trees. Call for more information or your personal showing. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 12 feet | |
| Living room | 20 × 15 feet | |
| Bedroom | 12 × 12 feet | |
| Storage | 12 × 23 feet | |
| 3pc Bathroom | 7 × 7 feet | |
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen/Dining room | 25 × 12 feet | |
| Living room | 25 × 12.6 feet | |
| Primary Bedroom | 17 × 23 feet | |
| Laundry room | 13 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
3.07%
Cap rate
5.48%
GRM
12.1
Break-even rent
$1,752
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 16, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
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