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Investment signal

$668,700

84 MAIN STREET

Save this home

Beds

2

Baths

1

Sqft

Year

Type

Single Family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Deseronto (Deseronto (Town)). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to your waterfront escape on the Bay of Quinte! This fully renovated, move-in-ready home offers 67 feet of pristine, swimmable shoreline, complete with a dock for lounging in the sun and convenient waterfront storage. Step inside to a charming open-concept interior filled with natural light and showcasing stunning water views from nearly every room-including the kitchen. Relax or entertain on the spacious waterfront deck while watching swans glide by. The property also features an updated garage/workshop-ideal for hobbies or extra space-as well as an attic with future potential. Located within walking distance to a local boat launch and scenic waterfront park, and just minutes from Highway 401 between Ottawa and Toronto, this home offers the perfect blend of tranquility and convenience. Recent updates include a modern kitchen with quartz countertops and a cozy breakfast nook, engineered hardwood flooring, a fully renovated spa-like bathroom, new central A/C, gas hot water tank, updated insulation and drywall, fresh paint, and all new appliances. Whether you're looking for a full-time home, a summer getaway, or an investment property, this waterfront gem has it all. With most furniture included, it's truly move-in ready. (id:65958)

Subtype
Single Family
Architectural style
Bungalow
Structure
House
Community
Deseronto (Town)
Common interest
Freehold
Lot dimensions
67.2 x 664.5 FT
Bedrooms
2 above grade
Parking
6 total
Stories
1
On market
Apr 24, 2026
Status changed
Apr 24, 2026
Annual tax
$4,334.62
Photos
42
MLS#
X13042622
Area
DESERONTO_(DESERONTO_(TOWN))

Features and systems

Parking

Detached GarageGarage

Basement

UnfinishedN/A

Appliances

WasherRefrigeratorDishwasherStoveDryerOven - Built-In

Heating

Forced airNatural gas

Cooling

Central air conditioning

Exterior

BrickVinyl siding

Foundation

Poured Concrete

Lot

WaterwayFlat siteCarpet Free

Community

Community CentreFishing

View

Lake viewView of waterDirect Water View

Waterfront

Waterfront

Utilities

SewerElectricityCableWirelessNatural Gas AvailableElectricity Connected
Negative cash flow ~$750/mo at these assumptions

Cash on cash

-6.73%

Cap rate

3.52%

GRM

16.6

Break-even rent

$4,140

Financing

Down payment$133,740
Loan amount$534,960
Mortgage$2,711/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$306
Insurance$80
Maintenance$557
CapEx reserve$279
Vacancy loss$168

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,711/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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