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Okotoks · Single Family · under $650,000 · 3+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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77 Elma Street W
Zoned for commercial or residential. A charming heritage home on highly coveted Elma Street, one of Okotoks’ most historic and picturesque locations. This beautifully maintained 1.5 storey property sits on a large, private, tree-filled lot with an updated exterior, a white picket fence, a welcoming covered veranda, and a stunning backyard oasis w/ pond and stunning flower beds, making it feel like your own private park.Zoned Heritage Mixed Use, this property offers exceptional flexibility—ideal as a warm, character-filled residence or a discretionary commercial space, giving you the rare opportunity to open a business before the busy summer and fall season on Elma Street.Inside, the home radiates timeless character with beautiful original wood charm, original fir flooring, high ceilings, and a warm, welcoming layout. The main floor features a spacious living room/dining room, a bright kitchen with a breakfast nook addition, an updated 4-piece bathroom, and a main floor bedroom. Two generously sized bedrooms complete the upper level. The basement is partially developed with a large flex room, plus storage.Extensive updates provide peace of mind, including:New shingles, eavestroughs, and soffit, Updated electrical, New water line to the main, Newer hot water tank, Updated exterior, new fence and back deck. Ongoing improvements since early 2000s including plumbing, wiring, furnace, and sump pumpHomes on Elma Street seldom come available—especially ones with this much character, modernization, and zoning versatility. A truly special property worth viewing! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 6.42 Ft x 21.50 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 11.83 Ft x 11.33 Ft | |
| Dining room | 10.00 Ft x 11.50 Ft | |
| Eat in kitchen | 7.00 Ft x 7.75 Ft | |
| Living room | 17.33 Ft x 11.50 Ft | |
| Bedroom | 9.50 Ft x 11.33 Ft | |
| 4pc Bathroom | — |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 14.92 Ft x 11.83 Ft | |
| Bedroom | 8.83 Ft x 11.83 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 22, 2026.
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