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W21 - 657 THUNDER BRIDGE ROAD
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Beds
3
Baths
1
Sqft
—
Year
—
Type
Single Family
On market
77d
Escape To The Water With This 2020 Northlander Shaftesbury, Set On A Premium Waterfront Lot Along The Scugog River In Cedar Valley Cottage Resort Just Outside Of Lindsay. Offering 3 Bedrooms And 1 Bathroom, This Well-Maintained Seasonal Retreat Comfortably Sleeps 6-8, Making It An Ideal Option For Families Looking For A Low-Maintenance Cottage Alternative. Positioned To Capture Peaceful River Views, The Lot Is Where This Property Really Stands Out. The Screened-In Porch Extends The Living Space And Is Perfect For Morning Coffees Overlooking The Scugog River, While Evenings Can Be Spent Relaxing By The Water After A Day Of Boating Or Exploring The Kawarthas. Cedar Valley Cottage Resort Offers A Full Range Of Amenities Including A Heated Saltwater Pool, Tennis And Pickleball Courts, And A Welcoming Community Atmosphere. Dock Rentals Are Available Through The Park, With Sturgeon Lake And The Trent-Severn Waterway Just A Short Boat Ride Away, Offering Access To Endless Boating Opportunities. Located Just Minutes To Lindsay For Groceries, Dining, And Essentials. Seasonal Use From May Through October. A Great Opportunity To Secure An Affordable Waterfront Lifestyle In Kawartha Lakes. Located in Cedar Valley Cottage Resort W21 on Scugog River (Open May-October). Annual Lot Fee is $9,983.54 Plus HST & Includes Land Lease, Water, Grounds Maintenance & Property Taxes. Hydro & Propane Use Not Included. $8,000 Plus HST Occupancy Transfer Fee To Be Paid By Buyer Prior To Closing. Dock Fees Extra. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kawartha Lakes (Ops). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.