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Investment signal

$1,100,000

642 WEST STREET

Save this home

Beds

8

Baths

4

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Prescott. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Attention Investors! Purpose-built in 2024, this fully leased fourplex in central Prescott delivers turnkey income, low maintenance, and the ease of self-management. Each modern 2-bed/1-bath suite features open-concept living, durable vinyl flooring, stainless steel appliances (incl. dishwasher), in-unit laundry, and efficient hot-water boiler heating (heat included; tenants pay hydro, water & sewer). Annual rent: $93,480; NOI: $81,617.32; cap rate at asking: ~7%. Gravel parking for 6. Steps to downtown amenities and minutes to Hwy 401 and the St. Lawrence stable tenants, strong returns, and a great location. (id:65958)

Subtype
Multi-family
Architectural style
Bungalow
Structure
Fourplex
Community
808 - Prescott
Lot dimensions
50 x 118 FT
Bedrooms
8 above grade
Parking
6 total
Stories
1
On market
Sep 15, 2025
Status changed
Apr 24, 2026
Annual tax
$4,875.79 (2025)
Zoning
Residential - R3
Photos
27
MLS#
X12403529
Area
PRESCOTT

Features and systems

Parking

No Garage

Basement

None

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowaveHood FanWater Heater

Cooling

Wall unit

Exterior

Vinyl sidingBrick Veneer

Foundation

Concrete
Negative cash flow ~$1,193/mo at these assumptions

Cash on cash

-6.51%

Cap rate

3.56%

GRM

16.7

Break-even rent

$6,756

Financing

Down payment$220,000
Loan amount$880,000
Mortgage$4,459/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$504
Insurance$80
Maintenance$917
CapEx reserve$458
Vacancy loss$275

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $4,459/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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