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630 4th STREET
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Estevan · Single Family · under $175,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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This charming bungalow is zoned to be used as either a residential OR commercial property. It would be great for a first time home buyer, small professional office, or investment property. This house also comes with a detached garage and an additional storage shed for all your extra storage needs. The yard is fully fenced and there is artificial turf, as well as a drive through driveway, with a fence along most of the west side for added privacy. Once inside the front door, you'll notice the bright and airy foyer that can double as an entrance or even be a great little office with a view. The large newer windows provide plenty of natural light and adds an airiness to the space. Just off the foyer is your spacious living room. This large room is open to the foyer which coupled with its own 2 large windows is a great place to enjoy some downtime. Just off the living room you'll find the kitchen with a built-in oven and counter top stove and a pantry with slide-out shelves. The bedroom is quite large and has a wonderful walk-through closet leading you to the combined bathroom and laundry area. There are also so many upgrades to this home such as the main level painted in 2026. Other updates are windows and A/C unit, custom honeycomb blinds, shingles, thermostat, updated electrical panel and wiring, and more. There was also a complete replacement of the sewer line within the past 10 years which will provide the new owner with additional peace of mind. This house would be a great investment property for a rental or an even better place to call home. Call to book a showing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | 18' x 21' |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen/Dining room | 15'3" x 10' | |
| Living room | 19'2" x 11'3" | |
| Foyer | 7'5" x 15'2" | |
| Storage | 11'3" x 6'1" | |
| Primary Bedroom | 12'7" x 11'3" | |
| Laundry room | 12'8" x 7'4" |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
15.46%
Cap rate
7.96%
GRM
8.9
Break-even rent
$993
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 17, 2026.
Location of this listing. Distances are straight-line.
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