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554 Pine Creek Ridge
A rare opportunity to own a beautifully designed Crystal Creek villa in Pine Creek Villas at Heritage Pointe, an exclusive collection of modern farmhouse-inspired homes just minutes from Calgary. Currently under construction with an anticipated summer/fall 2026 completion. This Willow model offers over 3,000 sq.ft. of total space, with the comfort of a bungalow-style layout, plus a fully finished basement for guests, family, and entertaining. The main level features vaulted ceilings, a bright great room with fireplace, a spacious dining area, and a designer kitchen with built-in appliances, large island, upgraded cabinetry, and a walk-through butler’s pantry. The primary suite is tucked privately on the main floor with a spa-inspired ensuite, oversized tiled shower, freestanding tub, and walk-in closet, while the front den adds flexibility for a home office or quiet sitting room. The finished basement expands the home with a large media room, games area, two additional bedrooms, full bathroom, storage, and mechanical space. With main-floor laundry and mudroom, an attached garage, outdoor deck space, full landscaping, irrigation, central A/C, tankless water system, water softener, and lawn care and snow removal through the HOA, this home offers the quality and space of a detached home with the ease of low-maintenance villa living. Set in a thoughtfully planned villa enclave just outside Calgary with quick access to shopping, restaurants, South Health Campus, golf, and routes west toward the mountains, this is an exceptional opportunity for buyers looking for comfort, convenience, and a quieter setting. Book your showing today! (Interior photos are of the showhome with similar layout and may not accurately reflect property for sale) (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 13.17 Ft x 16.50 Ft | |
| Media | 13.67 Ft x 25.00 Ft | |
| Bedroom | 12.00 Ft x 14.50 Ft | |
| Bedroom | 13.58 Ft x 15.33 Ft | |
| 4pc Bathroom | 8.42 Ft x 8.50 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 10.00 Ft x 21.83 Ft | |
| Living room | 11.17 Ft x 15.00 Ft | |
| Den | 10.33 Ft x 10.50 Ft | |
| Pantry | 5.50 Ft x 5.83 Ft | |
| Primary Bedroom | 12.92 Ft x 15.00 Ft | |
| 2pc Bathroom | 5.42 Ft x 5.67 Ft | |
| 5pc Bathroom | 7.08 Ft x 15.42 Ft | |
| Laundry room | 6.17 Ft x 19.42 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.80%
Cap rate
4.70%
GRM
13.9
Break-even rent
$7,164
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 18, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.