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White Bear IR 70 · Single Family · under $75,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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553 1st STREET
Margaritaville is for Sale – 553 1st Street, White Bear - Welcome to lake life at White Bear! Located just a short stroll from the beach and boat launch, this cozy cabin offers the perfect getaway spot with a paved road right to the property for easy access. Tucked into a nicely treed area, the yard provides great privacy and plenty of outdoor space to relax and entertain family and friends. Enjoy summer days and evenings from the front deck, the concrete patio and firepit area, plus two additional upper sitting/firepit spaces that give you even more room to unwind and enjoy the outdoors. Inside, this charming starter cabin features 3 bedrooms, a 3-piece bathroom, a functional kitchen/dining area, and a cozy living room perfect for relaxing after a day at the lake. A loft area also provides additional storage space. Whether you enjoy boating, fishing, golfing, quadding, side-by-side trails, or simply spending time by the clean waters of White Bear Lake, this property offers an affordable opportunity to enjoy everything lake life has to offer. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 11.1' x 13.6' | |
| Kitchen/Dining room | 7.8' x 12.5' | |
| 3pc Bathroom | 8' x 5.3' | |
| Bedroom | 7.9' x 6.5' | |
| Bedroom | 7.9' x 7.6' | |
| Bedroom | 7.9' x 9.8' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 6, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.