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5412 14 Avenue SE
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Calgary · Single Family · under $425,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to this bright and well-maintained 3-bedroom, 1.5-bath duplex situated on a spacious lot in the desirable community of Penbrooke! This home has been updated over the past few years, including the roof, bathrooms, and windows, offering excellent value and peace of mind. The upper level features three generously sized bedrooms and a full bathroom. The bright main floor offers a spacious living room with large windows that fill the home with natural light, an open-concept kitchen with a dining area, and a convenient 2-piece bathroom. The rear entrance is aligned with the basement stairs, providing excellent potential to create a separate entrance, subject to municipal approval. The basement includes a large recreation/family room and plenty of storage space, offering great flexibility for future development. Outside, you'll find a beautifully maintained backyard with two gravel parking pads and a good-sized storage shed. Ideally located close to schools, shopping, parks, public transit, and other amenities, this property is an excellent opportunity for first-time buyers, growing families, or investors. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 13.25 Ft x 13.50 Ft | |
| Kitchen | 6.67 Ft x 11.08 Ft | |
| Dining room | 6.42 Ft x 13.33 Ft | |
| Family room | 12.83 Ft x 18.58 Ft | |
| 2pc Bathroom | 3.92 Ft x 4.92 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.00 Ft x 11.00 Ft | |
| Bedroom | 10.00 Ft x 13.42 Ft | |
| Other | 8.92 Ft x 9.75 Ft | |
| 4pc Bathroom | 4.92 Ft x 7.58 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-7.32%
Cap rate
3.40%
GRM
16.7
Break-even rent
$2,388
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 27, 2026.
Location of this listing. Distances are straight-line.
Key nearby — mosques, halal & Islamic schools
Mosque
1.9 km away
5.0 km away
6.0 km away
Al Madinah Islamic Centre
8.4 km away
Al-Hedaya Islamic Centre
9.2 km away
Elementary
1.9 km away
Calgary Islamic School – Omar Bin Al-Khattab Campus
Islamic · K–9
2.0 km away
Calgary Islamic School – Akram Jomaa Campus
Islamic · K–9
4.9 km away
Halal grocery
Amir Halal Meats & Grocery
1.9 km away
Shaheen Grocery, Bakery & Halal Meat
6.1 km away
Distances are straight-line (not drive time). Full neighbourhood intelligence (schools, transit, parks) builds automatically.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.