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527 20th STREET W
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Saskatoon · Retail · under $175,000. Alerts only send when there are new or meaningfully updated matching homes.
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Great business opportunity in the heart of Saskatoon. This well-established convenience store is located in a high-traffic, premium area and offers strong, consistent sales with significant potential for future growth due to its excellent location and steady customer flow. The business is fully turnkey, allowing a new owner to step in and operate immediately with confidence. The sale includes a complete POS system, display and exhibition shelving, existing branding, and exterior signage. All inventory is included in the asking price, making this a seamless transition for the next owner. The store is well laid out for efficient operations and customer convenience, with opportunities to further expand product offerings or online presence. An additional income stream is provided through a Bitcoin ATM and a Cash ATM, generating approximately $400 per month in rental income, which helps offset monthly operating costs and improves overall profitability. This extra revenue, combined with the store’s established customer base, makes it an attractive investment. This is an excellent opportunity for a first-time business owner or an experienced entrepreneur looking to acquire a well-run operation in a prime Saskatoon location with built-in foot traffic and future growth potential. Contact your agent today to learn more or to schedule a private viewing. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
53.49%
Cap rate
15.56%
GRM
5.2
Break-even rent
$993
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Mar 4, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.