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524 Saskatchewan STREET W
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Moose Jaw · Single Family · under $300,000 · 4+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Opportunity knocks! Located just steps away from SaskPolyTech, this home has used as a student rental property in recent years but maintains the layout of a single family home to allow options for a new owner. The house was gutted to the studs approximately 15 years ago with all electrical & plumbing replaced, lathe & plaster replaced with drywall & chimney eliminated with the installation of hi-efficiency furnace & water heater. Most recently, the electrical was upgraded further to install hardwired smoke detectors in all sleeping areas as per the new code requirements. For convenience, there is a main floor Bedroom, main floor Laundry & off street parking with exterior plug-ins. All levels are fully finished & house is move-in ready with furnishings included. A total of 5 Bedrooms with 2 Dens in the basement (windows are upgraded but just short of egress measurements) + 2 & ½ Baths give everyone a private space with the Loft being a favourite indeed! Immediate possession is possible! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Den | 9 × 9.9 feet | |
| Den | 9.9 × 8 feet | |
| 3pc Bathroom | x x x | |
| Other | x x x |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Foyer | 7 × 7 feet | |
| Living room | 12.6 × 10 feet | |
| Dining room | 11 × 10 feet | |
| Kitchen | 9.6 × 10.8 feet | |
| Laundry room | x x x | |
| 2pc Bathroom | x x x | |
| Bedroom | 7.8 × 10 feet |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 8 × 8 feet | |
| Bedroom | 12.9 × 9.9 feet | |
| Bedroom | 8.1 × 13.1 feet | |
| 4pc Bathroom | x x x |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 12 × 10.6 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
36.06%
Cap rate
12.08%
GRM
6.6
Break-even rent
$1,658
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 25, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.