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Half Moon Bay · Vacant Land · under $500,000. Alerts only send when there are new or meaningfully updated matching homes.
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Exceptional Opportunity in the Highly Coveted Summer Village of Half Moon Bay, Sylvan Lake! Welcome to a rare chance to secure the last remaining lot in the serene and sought-after community of Half Moon Bay. This beautiful 65’ x 150’ parcel offers a mix of mature leafy and evergreen trees (providing year round greenery) that create natural privacy and an ideal backdrop for building your dream year-round or seasonal lakeside retreat. A pre-existing concrete pad provides added value—perfect for boats, RVs, or future development. The Summer Village of Half Moon Bay is known for its quiet, protected bay on Sylvan Lake, offering excellent conditions for water sports, boating, and endless year round enjoyment. This exceptional community features forested walking trails, easy access to the bays shoreline, permitted boat launch, and brand-new basketball and pickleball courts. Residents also enjoy a private communal beach complete with a fire pit and picnic area, along with a variety of community-run events and activities throughout the year. Conveniently located near surrounding towns, Half Moon Bay offers a peaceful, welcoming lifestyle without sacrificing accessibility. And best of all—no HOA or association fees. Seize this opportunity to build the lake life you’ve always imagined in one of Sylvan Lake’s most charming and exclusive communities. Please note cabin offer no value. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 7, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.