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4814B 48 Street
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Stettler · Single Family · under $275,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Charming, clean, and beautifully maintained inside and out, this half duplex sits on a quiet, tree-lined street in Stettler and offers a warm, homey feel from the moment you arrive. With great curb appeal, beautiful low-maintenance perennial beds, and vacant possession available, this home is an easy one to picture yourself settling into.The main floor features a bright open-concept kitchen and living area, creating a comfortable space for everyday living. Fresh paint throughout most of the main floor and freshly cleaned carpets add to the move-in-ready feel, while the thoughtful layout includes two bedrooms on the main floor, one additional bedroom in the basement, and two full bathrooms.This home has been meticulously maintained and offers practical features, including vinyl windows, newer water heater (2023), shingles and siding completed in 2019, and a storage shed for added convenience.Located within walking distance to downtown and surrounded by lovely neighbours, this well-kept home is a wonderful option for first-time buyers, downsizers, investors, or anyone looking for a cozy, comfortable place to call home. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 18.50 Ft x 18.75 Ft | |
| Furnace | 5.33 Ft x 6.58 Ft | |
| 3pc Bathroom | 5.33 Ft x 7.83 Ft | |
| Laundry room | 6.58 Ft x 14.08 Ft | |
| Bedroom | 11.58 Ft x 14.08 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 9.83 Ft x 14.08 Ft | |
| Bedroom | 8.33 Ft x 10.33 Ft | |
| 4pc Bathroom | 4.75 Ft x 10.17 Ft | |
| Living room | 8.17 Ft x 18.67 Ft | |
| Kitchen | 10.33 Ft x 11.42 Ft | |
| Dining room | 10.33 Ft x 8.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
20.66%
Cap rate
9.00%
GRM
8.3
Break-even rent
$1,534
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 22, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.