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Calgary · Single Family · under $875,000 · 3+ bed · 3+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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4620 81 Street NW
Stunning 2022-built half duplex with a legal basement suite in the heart of Bowness! Still covered by the balance of the new home warranty, this beautifully finished home offers the perfect combination of modern design, quality craftsmanship, and outstanding income potential. The open-concept main floor welcomes you with extra-wide luxury vinyl plank flooring, abundant natural light, and a thoughtfully designed layout. The chef-inspired kitchen showcases ceiling-height white cabinetry, elegant quartz countertops, a beautiful white tile backsplash, a large island, premium range hood fan, garburator, and an abundance of drawer storage. The spacious dining area flows seamlessly into the bright living room, making it an ideal space for entertaining. A dedicated main floor den/office provides the perfect work-from-home setup, while the convenient 2-piece bathroom completes the level. Just off the dining room, a charming barn-style door leads to the rear foyer with direct access to the backyard.Upstairs, you’ll find a spacious bonus/family room, perfect for a second living area or children’s play space. The impressive primary retreat features a large walk-in closet with custom built-in shelving and drawers, along with a private 3-piece ensuite. Two additional generously sized bedrooms and a beautifully finished 4-piece bathroom with tile and tile baseboards complete the upper level. You’ll also appreciate the dedicated laundry room featuring a utility sink and built-in shelving for added convenience.The backyard is designed for low-maintenance enjoyment with a composite deck, natural gas BBQ hookup, and both hot and cold exterior water taps. The insulated and heated double detached garage is another standout feature, complete with its own 125-amp electrical panel, making it ideal for a workshop, EV charging, or future upgrades.Adding exceptional value is the separate side entrance leading to the legal basement suite. Featuring impressive ceiling heights that create an open and spacious feel, the suite offers a full kitchen, separate laundry, a spacious bedroom, dedicated office/computer room, and a beautifully finished 4-piece bathroom. Whether you’re looking for a mortgage helper, multi-generational living, or an investment opportunity, this suite provides outstanding flexibility.Located in one of Calgary’s most desirable communities, you’ll enjoy quick access to Bowness Park, the Bow River pathway system, Winsport, Market Mall, the University of Calgary, Foothills Hospital, schools, shopping, restaurants, and downtown Calgary. This exceptional home truly offers modern luxury, functional living, and excellent income potential in an unbeatable location. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 12.92 Ft x 15.25 Ft | |
| Kitchen | 7.00 Ft x 10.83 Ft | |
| Bedroom | 9.83 Ft x 10.83 Ft | |
| Office | 6.83 Ft x 8.42 Ft | |
| Laundry room | 3.42 Ft x 4.42 Ft | |
| 4pc Bathroom | 5.83 Ft x 8.25 Ft | |
| Furnace | 7.00 Ft x 12.17 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 12.92 Ft x 14.33 Ft | |
| Kitchen | 9.75 Ft x 15.25 Ft | |
| Dining room | 7.00 Ft x 11.42 Ft | |
| Foyer | 4.17 Ft x 7.08 Ft | |
| Other | 6.50 Ft x 8.17 Ft | |
| Den | 7.50 Ft x 9.75 Ft | |
| 2pc Bathroom | 5.00 Ft x 6.67 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Bonus Room | 8.42 Ft x 10.33 Ft | |
| Primary Bedroom | 11.92 Ft x 12.83 Ft | |
| Other | 6.67 Ft x 7.83 Ft | |
| 3pc Bathroom | 5.75 Ft x 9.08 Ft | |
| Bedroom | 8.58 Ft x 11.67 Ft | |
| Bedroom | 8.58 Ft x 11.67 Ft | |
| Laundry room | 6.25 Ft x 6.58 Ft | |
| 4pc Bathroom | 4.92 Ft x 9.08 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.93%
Cap rate
4.68%
GRM
13.9
Break-even rent
$4,930
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 2, 2026.
Location of this listing. Distances are straight-line.
Key nearby — mosques, halal & Islamic schools
Mosque
3.7 km away
6.8 km away
Distances are straight-line (not drive time). Full neighbourhood intelligence (schools, transit, parks) builds automatically.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.