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461 13th STREET E
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Regina Beach · Single Family · under $450,000 · 3+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to Regina Beach, just steps from the walking path with views of Last Mountain Lake. This updated home has been thoughtfully renovated and has operated as a successful summer VRBO for the past four years. Inside, the space is bright and functional. The kitchen features full height cabinetry, stainless steel appliances, tile backsplash, and a pantry with pull out drawers. It opens into the dining and living area, creating a layout that works well for both everyday living and hosting. The main floor was originally designed with three bedrooms but has been opened up to create two larger rooms. Converting it back is straightforward, only one interior wall would be needed, and the original interior doors have been left in place for that purpose. The primary bedroom includes a 2 piece ensuite and built in bookshelves that frame the patio doors, adding both character and function to the space. Step outside to the wraparound deck where morning coffee comes with a lake view and a quiet start to the day. Downstairs adds flexibility with two additional bedrooms, a 3 piece bathroom, a large rec room, and a wet bar that functions well as a guest kitchenette, ideal for visitors or extended stays. The wraparound deck extends your living space outdoors and offers a great place to relax and take in the surroundings. Parking is convenient, and the property is easy to maintain, making it well suited for both full time living and seasonal use. Regina Beach offers year round amenities including restaurants, a grocery store, K to 8 school, golf course, and beach. It is a community that supports both full time living and weekend escapes, with an easy commute back to the city when needed. Whether you are looking for a full time home, a getaway, or an income property, this is a well rounded option in a great location. Additional Note: The vacant lot directly beside the home is also available for purchase at an additional cost and must be sold in conjunction with this property. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Living room | 12.11 × 15.8 feet | |
| Dining room | 6 × 12.11 feet | |
| 3pc Bathroom | — | |
| Bedroom | 9.1 × 11.1 feet | |
| Bedroom | 10.9 × 15.5 feet | |
| Storage | — | |
| Laundry room | — | |
| Other | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9.1 × 10.11 feet | |
| Dining room | 11 × 7.4 feet | |
| Living room | 14.1 × 14.2 feet | |
| 4pc Bathroom | — | |
| Bedroom | 11.1 × 18.4 feet | |
| Bedroom | 11 × 12.6 feet | |
| 2pc Bathroom | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
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Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
5.56%
Cap rate
5.98%
GRM
11.5
Break-even rent
$2,510
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 22, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
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