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45 OSBORNE CL
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St. Albert · Single Family · under $775,000 · 2+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to this beautifully maintained Sarasota custom built bungalow, proudly offered by its original owners. Pride of ownership shines throughout this exceptional home, perfectly situated in a phenomenal location with a private backyard oasis featuring mature trees, stunning landscaping, an adorable shed, a large deck with a built-in hot tub, and direct access to the walking trail. Inside, vaulted ceilings and oversized windows create a bright, airy feel. The renovated kitchen showcases rich cherry wood cabinetry, a corner pantry, and opens to the dining nook with patio access. The main floor also offers a spacious front den, inviting living room with gas fireplace, primary bedroom with garden door to the deck, 4-piece bath, powder room, and laundry/mudroom with heated garage access. Stay comfortable year-round with A/C. The fully finished basement includes two bedrooms, a 3-piece bath, large rec room with wet bar and gas fireplace, plus abundant storage. Shingles 2021, Furnace, AC & HWT 2020. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 2 | — | |
| Bedroom 3 | — | |
| Recreation room | — | |
| Storage | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | — | |
| Dining room | — | |
| Kitchen | — | |
| Den | — | |
| Primary Bedroom | — | |
| Laundry room | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 2, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.