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441 Spruce ROAD
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Turtle Lake · Single Family · under $400,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Cabin at 441 Spruce Rd, Powm Beach, on the west side of Turtle Lake. This cabin and the yard were totally renovated in 2025, including a new fridge, stove, and microwave. Two-bedroom, four-piece bath, living room off the kitchen, open kitchen/dining area that opens onto a 380 sq ft deck leading to the backyard with a firepit and an outdoor kitchen area. The backyard is partially fenced and has a 10’x12’ insulated shed that can serve as a bunkhouse. Two 250 gallon holding tanks provide 500 gal of storage that is under the cabin. The crawl space has insulated pony walls and can be heated with an electric heater. 1000-gal septic tank. This cabin is move-in ready, allowing you to enjoy your time at the lake. Book a showing, you will not be disappointed. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen/Dining room | 11.3 × 18.5 feet | |
| Living room | 8.11 × 15.5 feet | |
| Foyer | 4 × 4 feet | |
| 4pc Bathroom | 4.11 × 8.8 feet |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 12.3 × 11 feet | |
| Bedroom | 11 × 9.5 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 18, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.