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439 12 Street NW
See Property Video | Open House Saturday 1 pm - 3pm | Welcome to 439 12th Street NW, a beautifully restored and thoughtfully updated character home. Built in 1911 and recently re-imagined by Calgary design practice Studio North, this house sits on a tree-lined stretch of 12th Street NW in a quiet pocket of Hillhurst, flanked by the main streets of Kensington and Riley Park to the north. Thoughtfully restored character homes like this are a genuine find. The kitchen is the pinwheel of the house. Six burners, a pot filler, Miele appliances, and a full window wall that floods the main floor with west afternoon light dappling through mature trees. Spacious and bright, the main floor flows from the kitchen and dining area, complete with a natural gas fireplace, through to the living room and its wood-burning fireplace. In summer, it all extends out to a west-facing backyard, a large deck and lawn sheltered by mature trees. Upstairs, three bedrooms. The romantic primary suite features a built-in gas fireplace and a large ensuite bath. The second bedroom was originally two rooms, combined into one very spacious bedroom. The third sits directly beside the primary, perfect as a nursery, home office or walk-in closet. The basement is a fully self-contained in-law suite with private entrance and kitchen. An excellent multi-generational layout, and the kind of setup that keeps family close and guests coming back. The heated two-car detached garage, accessed off the lane, includes attic storage. Nothing left to do but move in. Steps from the CTrain, Riley Park, farmers markets, grocery stores, excellent CBE schools, and Kensington's cafes and restaurants. One of Calgary's truly walkable neighbourhoods. 2,460 sqft developed / 3 bed / 3.5 bath / Built 1911, Renovated 2018 / Full in-law suite / Heated 2-car garage + attic / 25 x 130 ft lot (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 13.75 Ft x 12.42 Ft | |
| 4pc Bathroom | 9.50 Ft x 8.58 Ft | |
| Recreational, Games room | 27.75 Ft x 18.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 13.42 Ft x 15.92 Ft | |
| Kitchen | 11.50 Ft x 15.75 Ft | |
| Living room | 20.00 Ft x 18.42 Ft | |
| 2pc Bathroom | 8.50 Ft x 4.92 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13.50 Ft x 15.92 Ft | |
| 4pc Bathroom | 11.08 Ft x 9.75 Ft | |
| Bedroom | 11.08 Ft x 8.92 Ft | |
| Bedroom | 10.50 Ft x 19.08 Ft | |
| 4pc Bathroom | 7.08 Ft x 8.17 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.73%
Cap rate
4.72%
GRM
13.9
Break-even rent
$8,272
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 19, 2026.
Location of this listing. Distances are straight-line.
Key nearby — mosques, halal & Islamic schools
Mosque
4.8 km away
7.9 km away
8.1 km away
10.5 km away
11.8 km away
Elementary
Calgary Islamic School – Omar Bin Al-Khattab Campus
Islamic · K–9
7.7 km away
8.0 km away
Calgary Islamic School – Akram Jomaa Campus
Islamic · K–9
8.0 km away
Halal grocery
Amir Halal Meats & Grocery
7.7 km away
Shaheen Grocery, Bakery & Halal Meat
10.9 km away
Distances are straight-line (not drive time). Full neighbourhood intelligence (schools, transit, parks) builds automatically.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.