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Regina · Single Family · under $325,000 · 4+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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428 Scarth STREET
Welcome to this spacious and well-maintained bungalow in the desirable Highland Park neighbourhood! Situated on a massive lot 9,000+ sq. ft. lot, this property offers exceptional space and versatility with a total of 5 bedrooms and 2 full bathrooms. The main floor features 4 generously sized bedrooms, a bright living room with large windows that fill the home with natural light, and a functional kitchen perfect for family living. A separate side entrance leads to the fully developed basement, which includes 1 bedroom, 1 full bathroom, a kitchen, and a comfortable living area, offering great potential for extended family or income-generating opportunities. Completing the property is a double detached garage and a spacious yard with plenty of room to enjoy. Conveniently located near schools, parks, shopping, and other amenities, this is an excellent opportunity for homeowners and investors alike. The property is currently generating $2025/month from the upper suite (included garage rent $200) and $1,000/month from the Basement , both amounts including pet fees and utilities are excluded.. The spacious, fully fenced backyard offers excellent potential for a future secondary suite or garden suite (subject to municipal approval), while still allowing the possibility of creating three separate private yard spaces for each suite, enhancing tenant privacy and rental appeal. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9.4 × 10.3 feet | |
| Living room | 13.7 × 14.5 feet | |
| Bedroom | 9.7 × 10.8 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 11.9 × 14.7 feet | |
| Kitchen | 9.8 × 10.7 feet | |
| Bedroom | 9.2 × 10.1 feet | |
| Bedroom | 10.3 × 11.2 feet | |
| Bedroom | 10.4 × 9.7 feet | |
| 4pc Bathroom | — | |
| Bedroom | 9.8 × 10.5 feet | |
| 4pc Bathroom | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
26.55%
Cap rate
10.17%
GRM
7.6
Break-even rent
$1,903
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 8, 2026.
Location of this listing. Distances are straight-line.
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Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.