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427 Vincent AVENUE W
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Churchbridge · Single Family · under $100,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to this 2-bedroom, 1-bathroom modular home located in the community of Churchbridge. Offering true single-level living, this home is a practical and affordable option for buyers looking to get into the market or simplify their day-to-day without giving up independence. Looking for a low maintenance revenue property? This home might be the perfect investment. Step inside to find a spacious, open-concept living and kitchen area with plenty of room to arrange your space in a way that works for you. Large windows bring in natural light, while the functional kitchen layout offers ample cabinetry, counter space, and a central eating area. Both bedrooms are comfortably sized, with the primary bedroom featuring convenient access to storage. The full bathroom is thoughtfully laid out, and the added bonus of main floor laundry makes everyday living that much easier. Outside, the property offers a manageable yard space with room to enjoy without overwhelming upkeep. Located in Churchbridge, a community known for its strong local amenities, K–12 school, recreation facilities, and easy access to nearby employment centres like Esterhazy and Langenburg, this home offers a balance of small-town living with everyday convenience. Whether you're a first-time buyer, downsizing, or looking for a straightforward home that fits your lifestyle, this property is one worth a closer look. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 8'4 x 11' | |
| Enclosed porch | 3'11 x '6 | |
| Living room | 14'1 x 14'9 | |
| Dining room | 11'7 x 6'7 | |
| Kitchen | 7'6 x 11'7 | |
| Laundry room | 4'11 x 6'3 | |
| 4pc Bathroom | 5'2 x 8'9 | |
| Primary Bedroom | 12'1 x 11'4 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
103.43%
Cap rate
25.55%
GRM
3.3
Break-even rent
$539
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 2, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.