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413 Railway STREET
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Kipling · Single Family · under $225,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to 413 Railway Street in the welcoming town of Kipling. Built in 2020, this modern and well-maintained home offers 1,095 sq. ft. of comfortable living space and sits on a generous 50' x 125' lot. The spacious backyard provides plenty of room to add a garage, create outdoor entertaining space, or simply enjoy the open green space. Inside, you’ll find a bright, contemporary interior featuring three well-sized bedrooms and a 4-piece bathroom. The cozy living room flows seamlessly into the kitchen and dining area, creating a functional and inviting layout ideal for everyday living. The kitchen is designed with both style and practicality in mind, offering a large island, ample cupboard and drawer storage, generous counter space, and a tile backsplash that complements the home’s clean white theme. All appliances are included, making this home move-in ready. Completing the layout is a convenient laundry room located just down the hall off the kitchen, adding to the home’s efficient design. With modern finishes, thoughtful layout, and room to grow, this property is an excellent opportunity for first-time buyers, downsizers, or investors alike. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 15'10" x 13'10" | |
| Kitchen/Dining room | 13'1" x 15'9" | |
| Laundry room | 9'5" x 7' | |
| Bedroom | 13'1" x 8'11" | |
| Primary Bedroom | 13'1" x 13'6" | |
| Bedroom | 13'1" x 9'3" | |
| 4pc Bathroom | 9'1" x 5'5" |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 27, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.