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412 Gibson AVENUE
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Saltcoats · Single Family · under $75,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Looking for an affordable place to start without giving up lifestyle? 412 Gibson Avenue in Saltcoats might be exactly what you’ve been waiting for. Set just steps from the K–8 elementary school and curling rink, and right along the edge of town, this location makes everyday living easy — whether it’s walking the kids to school or heading out on your ATV or sled year-round. This simple, single-level home offers 2 bedrooms and 1 bathroom, with an open-concept living space that feels welcoming the moment you walk in. The current owners have put in the effort to truly make this house feel like home, bringing new life and comfort into the main living areas. The bathroom also features main floor laundry — a practical bonus that makes day-to-day living that much more convenient. Key updates include a high-efficiency furnace, 100 amp electrical panel, and an updated water heater, giving you confidence in the essentials. Outside, you’ll find a detached single-car garage and a fully fenced yard with plenty of space to enjoy. If you’ve been thinking about getting into the market, downsizing, or simplifying your space, this is one worth a look. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Enclosed porch | 8'1 x 8'11 | |
| Storage | 13'1 x 8'9 | |
| Laundry room | 9'10 x 9'2 | |
| Bedroom | 11'5 x 8'8 | |
| Kitchen | 10'3 | |
| Living room | 18'7 x 11'3 | |
| Bedroom | 9'2 x 10'2 | |
| Enclosed porch | 6'7 x 5'7 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 12, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.