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Investment signal

$899,000

404 9TH STREET E

Save this home

Beds

4

Baths

3

Sqft

Year

Type

Multi-family

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Owen Sound. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Rich in history and thoughtfully restored, this exceptional Victorian/Edwardian residence offers a rare opportunity in a prime downtown location. Once home and office to Dr. Hershey, and the site where Dr. Norman Bethune completed his residency, the property blends timeless character with extensive modern upgrades.Currently configured as a legal triplex under C1-4 zoning, with office space on the main floor and two apartment's on the upper level; a one bedroom unit and two bedroom unit. The property presents incredible flexibility for investors, multi-generational living, or those seeking a live/work opportunity. The upper level's two self-contained apartments feature a private side entrance. Alternatively, the current layout allows for a seamless conversion back to a spacious single-family home. Spanning over 3,000 square feet, the home showcases beautifully preserved architectural details alongside significant improvements, including updated wiring with three separate meters, a premium high-efficiency boiler system, upgraded insulation through green energy initiatives, and new windows on the second floor. Additional updates include renovated kitchens and bathrooms, new flooring, new laundry installations, and a premium stained glass side entry door that enhances the home's historic charm.The exterior is equally inviting, featuring a fully fenced backyard with a tiered deck, perennial gardens, and a renovated balcony with new railings, decking, and access door. A partially finished basement offers additional space with excellent potential for a variety of uses.With fire department approvals and interconnected alarm systems updated during the triplex conversion, this is a well-maintained and versatile property in one of the area's most desirable neighbourhoods, just steps to shops, dining, and everyday amenities. (id:65958)

Subtype
Multi-family
Structure
Triplex
Community
Owen Sound
Lot dimensions
56.8 x 104.2 FT
Bedrooms
4 above grade
Parking
4 total
Stories
2
On market
Apr 8, 2026
Status changed
Apr 24, 2026
Annual tax
$9,675
Zoning
C1-4
Photos
30
MLS#
X12968194
Area
OWEN_SOUND

Features and systems

Parking

No Garage

Basement

Partially finishedSeparate entranceWalk-upN/AN/AN/A

Appliances

WasherRefrigeratorDishwasherWine FridgeStoveDryerBlinds

Heating

Other

Exterior

Shingles

Foundation

Unknown
Negative cash flow ~$985/mo at these assumptions

Cash on cash

-6.57%

Cap rate

3.55%

GRM

16.6

Break-even rent

$5,537

Financing

Down payment$179,800
Loan amount$719,200
Mortgage$3,644/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$412
Insurance$80
Maintenance$749
CapEx reserve$375
Vacancy loss$225

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $3,644/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 24, 2026.

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