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403 Smith CRESCENT
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Beaver Flat · Single Family · under $325,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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AFFORDABLE DEEDED recreational properties with this much potential don't come along often! Bring your vision and finish this 1½-storey Beaver Flat getaway exactly the way you've imagined. Built in 2007, this partially completed home offers approximately 880 sq. ft. over two levels and sits on a spacious 70' x 100' lot backing onto green space and the Beaver Flat Golf Course, with partial views toward the water. The main floor has been framed for an open concept kitchen, dining and living area centred around a cozy wood burning fireplace. It also includes the layout for a full bathroom plus a separate laundry and utility room with backyard access. Upstairs, the loft design provides space for 2 bedrooms and picturesque valley views. Features already in place include an ICF foundation with a 6 ft. crawl space, metal roof, composite siding with stone accents, 200 amp electrical service, electric furnace, central air (not connected) 1,800 gal. cistern with new water pump (not yet connected), 1,500 gal. septic tank, 2 storage sheds, and pilings ready for a future front deck. Whether you're looking for a recreational retreat, year round home or investment opportunity, this property offers a solid start with endless potential. Beaver Flat is a peaceful resort community on Diefenbaker Lake, approximately 35 minutes North of Swift Current. Enjoy being just a short walk to the river and only minutes from the community boat launch for boating, fishing, kayaking and paddleboarding. Surrounded by stunning scenery, abundant wildlife and year round outdoor recreation, Beaver Flat is the perfect place to relax, recharge and enjoy Saskatchewan lake life! Unlock your lifestyle and get “Your Lake On”. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 22.2 × 8.9 feet | |
| Kitchen/Dining room | 15.5 × 12 feet | |
| 2pc Bathroom | 4.11 × 8.3 feet | |
| Laundry room | 8.9 × 3.11 feet |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9 × 9.2 feet | |
| Primary Bedroom | 13 × 12.3 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
0.04%
Cap rate
4.87%
GRM
13.1
Break-even rent
$1,898
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
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Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
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Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 11, 2026.
Location of this listing. Distances are straight-line.
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