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Investment signal

$1,695,000

395 St. Charles St

Save this home

Beds

3

Baths

1

Sqft

1,182

Year

1955

Type

Vacant Land

Suite

Investment signal

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Victoria. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Development Opportunity: Approved 8-Unit Townhouse Project at Chancler & St. Charles, Victoria, BC. Seize a prime investment opportunity in Victoria’s South Fairfield Gonzales neighbourhood, just steps from the Salish Sea, with this 9,200 sq ft development site at the corner of Chandler and St. Charles. Fully zoned and development permit-approved, offering a streamlined path to profitability in one of Victoria’s most desirable markets, minutes from downtown Victoria. A boutique collection of eight modern townhouses, featuring contemporary architecture that will enhance the neighbourhood and stand the design test of time. Tailored to meet strong market demand for Missing Middle price points, the project includes four ground-floor, single-level one- and two-bedroom units, ranging from 650 to 850 sq ft, with private entrances and generous patios, ideal for downsizers, young professionals, and families. Above these are four two-story, three-bedroom units of approximately 1,700 to 2,200 sq ft, with dramatic ceiling heights in main living areas and private rooftop decks, designed to attract families seeking unique, premium living spaces. Situated in South Fairfield, close to Ross Bay and Ross Bay Shopping Centre, steps away from Thrifties, Hollywood Park’s tennis courts, and the beautiful sandy Gonzales Bay Beach. Whether by foot, bike, or transit, residents can commute with ease to Oak Bay Village, Cook St Village, and Downtown Victoria. This quiet, residential enclave of Fairfield Gonzales provides everything needed for a well-connected, active lifestyle, The project includes four dedicated parking spots & two Modo car-share memberships per home, enhancing marketability by blending convenience with sustainable living. With zoning and permits secured, this development eliminates upfront hurdles, allowing you to focus on execution and capitalize on Victoria’s demand for premium, Missing Middle properties. Land cost per Buildable is $152.00 psf or $211,875.00 per unit. (id:65958)

Subtype
Vacant Land
Architectural style
Other
Community
Fairfield East
Common interest
Freehold
Lot size
9,200 square feet
Lot dimensions
9200
Parking
4 total
Condo/HOA fee
$0 monthly
Fireplace
1
On market
Jan 2, 2026
Status changed
Apr 22, 2026
Annual tax
$6,708.94
Zoning
Residential
Photos
2
MLS#
1022322
Area
VICTORIA

Features and systems

Appliances

WasherRefrigeratorStoveDryer

Heating

Forced airNatural gas

Cooling

None

Lot

Level lotPrivate settingCorner SiteRectangular
Negative cash flow ~$1,795/mo at these assumptions

Cash on cash

-6.35%

Cap rate

3.59%

GRM

16.7

Break-even rent

$10,365

Financing

Down payment$339,000
Loan amount$1,356,000
Mortgage$6,871/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$777
Insurance$80
Maintenance$1,413
CapEx reserve$706
Vacancy loss$424

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $6,871/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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