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38 Stephens Crescent
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Whitecourt · Single Family · under $375,000 · 3+ bed · 2+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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If you have been looking for a well-kept home with a practical design, this bi-level is worth a look. It is situated in a great spot where you can easily walk to École St. Mary School, St. Joseph's Hall, and the church. The area is highly walkable, with paved paths and excellent local playgrounds just a short stroll away. On the main floor, the home features a bright front living room, along with a kitchen and dining space positioned at the back of the home. Three bedrooms sit on this level, giving you a dedicated primary bedroom that includes a private full ensuite. Downstairs, the finished basement feels fresh and practical, offering a fourth bedroom, another bathroom, and a generous family room. You will also notice an impressive amount of storage space designed to handle large grocery trips and seasonal gear. The backyard is completely fenced and includes a large deck for outdoor dining. The detached double car garage is fully equipped with power, good concrete, and an overhead door for everyday convenience. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Other | 6.00 Ft x 4.00 Ft |
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 13.00 Ft x 12.00 Ft | |
| Furnace | 9.00 Ft x 10.00 Ft | |
| 2pc Bathroom | — | |
| Bonus Room | 11.00 Ft x 25.00 Ft | |
| Family room | 13.00 Ft x 14.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 14.00 Ft x 11.00 Ft | |
| Kitchen | 10.00 Ft x 12.00 Ft | |
| Primary Bedroom | 13.00 Ft x 11.00 Ft | |
| 4pc Bathroom | — | |
| 4pc Bathroom | — | |
| Bedroom | 10.00 Ft x 9.00 Ft | |
| Bedroom | 9.00 Ft x 10.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jul 10, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.