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Investment signal

$649,000

38 Sage Bluff Gate NW

Save this home

Beds

4

Baths

4 full + 1 half

Sqft

Year

2017

Type

Single Family

Suite

Suite potential

Location nearby

Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.

About this home

Welcome to Sage Hill! This impressive 1489 sq. ft. two-storey half duplex offers numerous enhancements designed for both comfort and convenience. The exterior features elegant stone landscaping, stone pathways along the side, and poured concrete walkway with an expanded front step leading to the main entrance. A decorative stone column elegantly separates the neighboring entryway. The main floor presents an open layout with 9-foot ceilings and abundant natural light throughout. An open corridor connects the living room—highlighted by a striking stone feature fireplace—to the kitchen and dining areas. The kitchen is appointed with contemporary white cabinetry, quartz countertops, subway tile backsplash, a spacious island with breakfast bar, and a corner pantry. The adjacent dining area provides direct access to the cedar deck and backyard through patio sliders. A conveniently located two-piece powder room is positioned near the entry for ease upon arrival. Upstairs, the primary bedroom includes a full ensuite with a soaking tub, stand-up shower, and a walk-in closet accentuated by a vaulted window. The laundry is thoughtfully situated on this level, eliminating the need to transport laundry between floors. Two additional well-sized bedrooms and a four-piece main bathroom complete the second level. The fully developed lower level offers exceptional versatility, featuring a sperate side entrance for added privacy. This bright and modern space includes a spacious recreation room, a functional wet bar with generous counter space, a large additional bedroom, and a dedicated four-piece bathroom. With its own stacking washer and dryer, this level is perfectly suited for extended family or as a premium guest retreat. Enjoy a total of 2153 sq. ft. of living area including the lower level. Recent upgrades include new roof shingles (2024)—Malarkey 252 Vista AR class 4 impact-resistant shingles with NEX® Polymer modified asphalt for enhanced durability, algae resistance, and a 2 0-year warranty. Outdoor amenities consist of a large cedar deck, matching privacy wall and fence, and a BBQ gas outlet, creating a private and inviting space ideal for entertaining. The oversized double detached garage accommodates two large vehicles with ample extra storage. Additional highlights include the premium 50-inch Dimplex IgniteXL® built-in linear fireplace, offering energy-efficient heating for up to 1,000 sq.ft and a “flame-only” mode for ambiance year-round. Custom built-ins surround the fireplace, perfect for displaying books or decorative items. Sage Hill offers convenient access to amenities, major traffic routes, extensive shopping, public transit, and abundant green space. Please schedule your showing today. (id:65958)

Subtype
Single Family
Structure
Duplex
Community
Sage Hill
Common interest
Freehold
Living area
1,489 square feet
Lot size
241 square meters
Lot dimensions
241.00
Bedrooms
3 above grade, 1 below grade
Parking
4 total
Stories
2
Fireplace
1
On market
Mar 31, 2026
Status changed
Apr 22, 2026
Annual tax
$3,773 (2025)
Zoning
R-G
Photos
50
MLS#
A2297224
Area
CALGARY_NW

Features and systems

Parking

Detached GarageOversize

Basement

FinishedFullSeparate entranceSuite

Appliances

WasherRefrigeratorDishwasherStoveDryerMicrowaveMicrowave Range Hood ComboWindow CoveringsGarage door openerWasher/Dryer Stack-Up

Heating

Forced airOther

Cooling

None

Exterior

StoneVinyl sidingComposite Siding

Construction

Wood frame

Flooring

LaminateCarpetedCeramic TileVinyl Plank

Foundation

Poured Concrete

Lot

See remarksBack lanePVC windowNo Animal HomeNo Smoking HomeGas BBQ Hookup
Negative cash flow ~$732/mo at these assumptions

Cash on cash

-6.77%

Cap rate

3.51%

GRM

16.6

Break-even rent

$4,020

Financing

Down payment$129,800
Loan amount$519,200
Mortgage$2,631/mo

Operating expenses (monthly)

Property tax(est. 0.55%/yr (AB avg))$297
Insurance$80
Maintenance$541
CapEx reserve$270
Vacancy loss$163

Estimates only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.

Mortgage estimate

Estimated $2,631/mo at 4.5% with 20% down, 30-yr amortization.Estimate only — actual payment varies by qualification + insurance.

Listing brokerage

Listing brokerage on file

Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Apr 22, 2026.

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