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349 Otter Street
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Banff · Single Family · under $1,550,000 · 2+ bed · 3+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome Home to 349B Otter StreetThis beautifully maintained half duplex has been exceptionally cared for by its original owners throughout its life, a true pride-of-ownership property ready for its next chapter.Step into a professionally designed main level that seamlessly flows together. The expansive layout features gorgeous hardwood floors throughout and is bathed in natural light, showcasing beautiful wood cabinetry and ample countertop space, a true foodie's dream. A cozy wood-burning fireplace anchors the generously sized living area, perfect for relaxed evenings or entertaining guests.Upstairs, you'll find three generously sized bedrooms. The primary suite is a true retreat, complete with its own wood-burning fireplace and a spa-inspired 5-piece ensuite bathroom, including a tub, two sinks, a steam shower, toilet and two spacious closets. The two additional bedrooms share a convenient Jack-and-Jill 4-piece bathroom and stunning views throughout. The lower level offers a roomy rec room with the flexibility to serve as a fourth bedroom, along with a 4-piece bathroom, a walk-in closet, and a private sauna for ultimate relaxation. From here, step directly into the oversized double-car garage.Enjoy the convenience of two additional parking pads in front of the garage, offering plenty of room for guests or extra vehicles. Outside, mature trees provide exceptional privacy, while the wraparound deck is the perfect spot to soak in fantastic morning sunlight while enjoying your coffee and taking in the mountain views.This is truly an exceptional home that you will not want to miss! Contact the Listing Agent to book your private showing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 9.25 Ft x 5.75 Ft | |
| Recreational, Games room | 17.67 Ft x 15.75 Ft | |
| Furnace | 8.00 Ft x 5.67 Ft | |
| Other | 4.83 Ft x 11.08 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Laundry room | 7.33 Ft x 8.58 Ft | |
| Living room | 17.17 Ft x 25.00 Ft | |
| 2pc Bathroom | 5.08 Ft x 5.67 Ft | |
| Other | 20.58 Ft x 33.83 Ft | |
| Dining room | 11.50 Ft x 10.92 Ft | |
| Kitchen | 19.17 Ft x 16.08 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 11.50 Ft | |
| 5pc Bathroom | 29.00 Ft x 9.67 Ft | |
| Bedroom | 13.50 Ft x 11.08 Ft | |
| Bedroom | 13.83 Ft x 13.42 Ft | |
| Primary Bedroom | 16.08 Ft x 14.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-6.41%
Cap rate
3.58%
GRM
16.7
Break-even rent
$8,727
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 26, 2026.
Location of this listing. Distances are straight-line.
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