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313 Cumming AVENUE
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Manitou Beach · Single Family · under $325,000 · 1+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Pride of ownership is evident in this affordable year round property in the resort village of Manitou Beach. Located on a huge lot at the top of the hill on the east end of the village, this home has been well cared for with some great updates. As you pull up, you'll notice the asphalt driveway at the single attached garage and carport over the front entry. Stepping in the front door to the huge family room, there is a pantry to your left, with access to the kitchen/dining/living area to your right. Family room has a gas stove for warmth and ambience, and patio doors to the south facing covered deck and fenced yard. Kitchen is functional with lots of cupboards and workspace, and is open to a roomy dining area and living room. There is a second gas stove in the living room. Bonus room off the dining area is currently used as a guest room, and accesses the outdoor garden area (all raised beds) and the single attached garage. Laundry area, 2 bedrooms and 2 bathrooms complete the living space. Outside the yard is private and boasts a bocce ball court (equipment included) and 2 sheds. Year round village water and sewer make lake life easy. Heat source is an electric furnace supplemented by the 2 gas stoves. Central air was recently updated. Other updates include new vinyl plank flooring in the kitchen, dining room and living room and spray foam insulation in the crawl space. Quick possession is available, call for your viewing appointment today! (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Family room | — | |
| Kitchen | — | |
| Dining room | — | |
| Living room | — | |
| Bedroom | — | |
| 3pc Bathroom | — | |
| Bedroom | — | |
| 4pc Bathroom | — | |
| Bonus Room | 11.6 × 11.6 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 12, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.