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10628 81 ST NW NW
INVESTOR ALERT/FIRST TIME BUYERS - SUPPLEMENT YOUR MORTGAGE PAYMENT WITH RENTAL INCOME. This home is located in the family-oriented community of FOREST HEIGHTS and features a LEGAL BASEMENT SUITE. Enjoy the many modern features including high ceilings, premium vinyl plank flooring and modern lighting. The main floor exhibits a large living room with FIREPLACE, dining area, a kitchen with all your essential STAINLESS-STEEL appliances with countertop gas stove/built -in oven, QUARTZ BREAKFAST ISLAND and PANTRY. The upper level has a spacious master bedroom with an ENSUITE BATHROOM featuring 2 sinks and WALK-IN CLOSET. There are 2 additional bedrooms, a full bathroom and UPPER-LEVEL LAUNDRY. There is a SIDE ENTRANCE to the basement suite featuring a large living room, a 2ND KITCHEN with all your essential appliances, a large living room, full bathroom and 2nd laundry. Enjoy the summers in the private backyard with a DECK and a walkway to the detached DOUBLE GARAGE. This home is close to all your amenities!! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 4.71 × 3.62 meters | |
| Bedroom 4 | 2.92 × 3.49 meters | |
| Second Kitchen | 2.61 × 3.08 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.36 × 5.28 meters | |
| Dining room | 3.72 × 3.57 meters | |
| Kitchen | 3.5 × 5 meters | |
| Primary Bedroom | 3.32 × 4.19 meters | |
| Bedroom 2 | 2.79 × 3.43 meters | |
| Bedroom 3 | 2.74 × 3.44 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.17%
Cap rate
4.63%
GRM
13.9
Break-even rent
$3,723
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 16, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.