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104 505 Main STREET
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Welcome to Unit 104 at 505 Main Street—a warm and inviting 2-bedroom, 2-bathroom condo that perfectly blends comfort, convenience, and location. This well-cared-for, move-in ready home is ideally situated on the main floor with wheelchair accessibility, making it a practical and welcoming option for a variety of lifestyles. Inside, you’ll find a bright and functional layout featuring generously sized bedrooms, including a spacious primary suite complete with a large closet and a private 3-piece ensuite. The open living area flows nicely into the kitchen, creating a comfortable space for both relaxing and entertaining. In-suite laundry and a sizeable storage room add to the everyday ease of living. This unit also comes with one underground parking stall and a self-contained storage space, offering both security and convenience. Step outside and enjoy being just moments from Broadway, the Victoria Bridge, downtown, 8th Street, the University, and the beautiful river valley. With heat and water included in the condo fees, this home offers excellent value in an outstanding location. Whether you’re a first-time buyer, downsizing, or looking for a great investment opportunity, this charming condo is ready to welcome you home (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 10.1 × 9.8 feet | |
| Dining room | 11 × 9.6 feet | |
| Living room | 18.9 × 13 feet | |
| 4pc Bathroom | 7.9 × 5 feet | |
| 3pc Bathroom | 7 × 5 feet | |
| Primary Bedroom | 13 × 12 feet | |
| Bedroom | 12 × 9.3 feet | |
| Laundry room | 12 × 5 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
2.41%
Cap rate
5.35%
GRM
12.3
Break-even rent
$1,782
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 22, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
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