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2822 13 Avenue SE
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Calgary · Single Family · under $700,000 · 4+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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A Rare Find! Welcome to 2822 13 Ave SE, where comfort meets convenience in this charming up/down duplex with two separate front and back entrances. Separate utility meters, 2 new hot water tanks and high efficiency furnaces with individual controls. Nestled in a desirable location, this property boasts a newer deck with under deck storage offering the perfect spot for outdoor relaxation and entertainment. Step inside to discover a well-maintained interior spread across two levels. You will find large windows and gas fireplaces on both levels. With 1200 square feet on the main floor and an additional 1088 square feet in the basement (Legal) Non Conforming Suite, there's ample space to accommodate your lifestyle needs. Embracing a south-facing orientation, this home is bathed in natural sunlight throughout the day, creating a warm and inviting atmosphere. The abundance of sunshine not only enhances the aesthetic appeal but also contributes to a cheerful ambiance within. The main floor features two generously sized bedrooms. Meanwhile, the basement houses two additional bedrooms, offering flexibility for various living arrangements. One of the standout features of this property is the replacement of both furnaces in 2014, ensuring efficient heating and comfort during the colder months. Whether you're enjoying cozy evenings indoors or entertaining loved ones, you can rest assured of a comfortable environment year round. Perfectly blending functionality with style, 2822 13 Ave SE presents an excellent opportunity to own a well appointed duplex in a sought after location. Don't miss your chance to experience the convenience and comfort this home has to offer. You will also have the luxury of guaranteed on street "permitted" parking. Upstairs tenant of 13 years has recently moved out and is currently vacant. This is a great revenue property for a new owner to occupy upstairs and have a mortgage helper downstairs. Minutes to downtown via Memorial Drive, Barlow, Deerfoot a nd Blackfoot with easy access to wherever you wish to go to. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Living room | 14.00 Ft x 18.50 Ft | |
| Kitchen | 13.92 Ft x 15.50 Ft | |
| Primary Bedroom | 11.83 Ft x 13.58 Ft | |
| Bedroom | 8.83 Ft x 10.33 Ft | |
| 4pc Bathroom | 4.92 Ft x 7.25 Ft | |
| Furnace | 11.33 Ft x 14.42 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 14.42 Ft x 19.83 Ft | |
| Dining room | 8.92 Ft x 14.92 Ft | |
| Kitchen | 9.33 Ft x 14.42 Ft | |
| Primary Bedroom | 10.08 Ft x 11.58 Ft | |
| Bedroom | 9.67 Ft x 10.08 Ft | |
| Bedroom | 8.00 Ft x 10.08 Ft | |
| 4pc Bathroom | 6.75 Ft x 7.83 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-5.70%
Cap rate
3.72%
GRM
16.0
Break-even rent
$3,936
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 1, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
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