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260 Ferguson STREET
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Craik · Single Family · under $100,000 · 2+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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260 Ferguson St CRAIK, SK. This affordable 972 sq ft bungalow is an excellent option for INVESTORS, FIRST -TIME HOME BUYERS, or anyone seeking value and SMALL-TOWN LIVING. Currently used as a rental at $800/month, with the tenant paying all utilities, this home is a SOLID TURNKEY REVENUE PROPERTY. Built in 1925, the bungalow features a practical layout with a spacious living area, a bright kitchen with updated vinyl plank flooring and MAIN-FLOOR LAUNDRY located just off the kitchen, and THREE BEDROOMS that offer flexibility for family, guests, or a home office. RECENT IMPROVEMENTS include new windows within the past 5 years, shingles replaced 2–3 years ago, an upgraded 200-amp electrical service, and a furnace approximately 3 years old, adding comfort and peace of mind. A full 4-piece bathroom and a large unfinished basement offer added storage and development potential. Outside, the oversized 11,528 sq ft lot provides mature trees, ample lawn space, a garden area, RV parking, and a 14' x 22' DETACHED GARAGE, making it ideal for those who value outdoor space. With forced-air natural gas heat, included appliances, and flexible possession, this property delivers exceptional value in the welcoming community of Craik. Call today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Other | 32 × 32 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9.1 × 14.8 feet | |
| Living room | 12 × 19.9 feet | |
| 4pc Bathroom | 7 × 5 feet | |
| Bedroom | 10.8 × 12.9 feet | |
| Primary Bedroom | 11 × 12 feet | |
| Bedroom | 9.8 × 10.8 feet | |
| Laundry room | 4.5 × 7.5 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
148.76%
Cap rate
34.62%
GRM
2.5
Break-even rent
$521
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 2, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.