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243 Smith STREET N
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Regina · Single Family · under $400,000 · 3+ bed · 1+ bath. Alerts only send when there are new or meaningfully updated matching homes.
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Welcome to 243 Smith Street in the family friendly neighbourhood of City View! The great move in ready home is within steps of tons of amenities like shopping, restaurants and Northgate Mall. This home has a ton of great features: Fresh paint, updated flooring, 200 amp electrical service, newer hi-efficient boiler, newer water softener, PVC windows, wall mounted air conditioning units, 2 fridges, 2 stoves ( gas stove in kitchen on the main floor) newer washing machine, dryer etc. Basement is fully developed with handy shared laundry and den/ storage room at the base of the stairs, kitchenette, living room, 4th bedroom ( window may not meet current egress standards, another den and nice 3/4 bathroom. Quick possession can be accommodated! Come take a look at what this excellent home and location has to offer you and your family! Would make a great revenue property as well! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9' x 10' | |
| Living room | 10' x 12'6" | |
| Bedroom | 9' x 13' | |
| Den | 9' x 13' | |
| 3pc Bathroom | 5' x 9' | |
| Den | 8'6" x 11' | |
| Laundry room | 6'6" x 9' |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 9' x 10'6" | |
| Dining room | 8' x 10' | |
| Living room | 12' x 16' | |
| Primary Bedroom | 9'6" x 13' | |
| Bedroom | 10' x 10' | |
| Bedroom | 8'6" x 10' | |
| 4pc Bathroom | 5' x 9'6" |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
10.15%
Cap rate
6.89%
GRM
10.3
Break-even rent
$2,261
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 16, 2026.
Location of this listing. Distances are straight-line.
Full neighbourhood intelligence (schools, halal, mosques, transit) is still building for this address.