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2119 Mackay Road NW
This upscale Montgomery infill delivers refined design, functional family living, and strong income potential across four fully developed levels, including a LEGAL 2-bedroom basement suite and a rare 4-BEDROOM upper layout with TWO luxurious PRIMARY BEDROOMS. Designed for both end-users and investors, the home blends modern architecture with warm wood detailing, stunning quartz surfaces, soft natural textures, installed security cameras, and rough-ins for future home automation.The main floor opens with a welcoming foyer and a sunlit dining area overlooking the front yard. At the heart of the home, the designer kitchen features an oversized quartz island, extensive cabinetry, a dedicated coffee station, and additional pantry storage. A glass-enclosed pocket office offers a stylish work-from-home setup, while the rear living room showcases custom built-ins, a gas fireplace, and oversized sliding doors leading to the private patio. A functional mudroom connects seamlessly to the double detached garage.The second level hosts the first primary suite with a walk-in closet and spa-inspired 5-piece ensuite featuring dual vanities, a freestanding soaker tub, and tiled shower. Two additional bedrooms, a full 4-piece bath, and a customized laundry room complete this level — creating a highly sought-after 4-bedroom-up configuration rarely found in inner-city homes.The top floor is dedicated to elevated living and entertaining, featuring a bonus/flex space with wet bar and access to a private East-facing balcony with Bow River views. The second primary retreat spans the width of the home and offers dual vanities, a massive walk-in shower, freestanding tub, and timeless designer finishes.Adding exceptional long-term value, the fully self-contained legal basement suite includes a private side entrance, separate furnace, full kitchen, in-suite laundry, and two spacious bedrooms. Large above-grade windows flood the space with natural light, making it ideal for extended fami ly or premium rental income.Positioned in one of Montgomery’s most desirable pockets, this home is steps from Bowmont Park, the Bow River pathway system, and local favourites including Notable, Fringe Coffee, Rising Tides Tap Room, and Abbey’s Creations. The location also offers quick access to highly regarded schools, the University of Calgary, Foothills Medical Centre, Alberta Children’s Hospital, Market Mall, and downtown Calgary. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 8.25 Ft | |
| Furnace | 12.17 Ft x 6.75 Ft | |
| Bedroom | 11.00 Ft x 11.75 Ft | |
| Bedroom | 8.83 Ft x 9.00 Ft | |
| Living room | 12.92 Ft x 9.42 Ft |
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 12.92 Ft x 9.42 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 4.92 Ft x 5.50 Ft | |
| Living room | 14.25 Ft x 14.25 Ft | |
| Dining room | 10.50 Ft x 12.92 Ft | |
| Kitchen | 20.00 Ft x 15.50 Ft | |
| Other | 8.17 Ft x 5.50 Ft | |
| Office | 6.33 Ft x 6.50 Ft | |
| Foyer | 6.92 Ft x 7.00 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 9.08 Ft | |
| 5pc Bathroom | 15.50 Ft x 8.67 Ft | |
| Laundry room | 5.42 Ft x 9.25 Ft | |
| Bedroom | 11.25 Ft x 11.42 Ft | |
| Bedroom | 12.83 Ft x 9.83 Ft | |
| Bedroom | 15.50 Ft x 12.75 Ft | |
| Other | 6.50 Ft x 9.25 Ft |
Third level
| Room | Dimensions | Features |
|---|---|---|
| 5pc Bathroom | 11.25 Ft x 11.92 Ft | |
| Primary Bedroom | 13.92 Ft x 15.92 Ft | |
| Family room | 14.17 Ft x 20.00 Ft | |
| Other | 13.75 Ft x 5.58 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.77%
Cap rate
4.71%
GRM
13.9
Break-even rent
$7,362
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Pick a down payment and tap any underlined number to edit. Total updates live. Confirm with a mortgage broker before writing an offer.
Monthly carrying costs (shared)
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Accelerated bi-weekly frequency reduces total interest paid vs. monthly — confirm with a broker. Suite rental income depends on permits, market rent, and vacancy. Always validate with a mortgage broker before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 11, 2026.
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